Aug 24
When applying for home, auto, or any personal insurance coverage, insurance companies review the information submitted to determine the level of risk they may be facing. The higher the risk, the higher the pricing,...
read more → Aug 05
Businesses utilize 1099 employees often. We see it frequently with our artisan contractor clients such as carpenters, plumbers, and electricians, but most all businesses will utilize 1099 subcontractors at some time....
read more → Aug 04
The reason your business’s group health insurance rates continue to climb may not be why you think. Although coverage levels and claims history are large variables, many other factors influence pricing....
read more → Jul 21
Make no mistake, insurance companies need clients and don’t want to non-renew or cancel any of them. However they sometimes find it necessary to do so and insurance policies can...
read more → Jul 14
Brown Buildings in Reidsville, NC is a client that delivers storage sheds, and we insure their pickup and trailers used to haul these structures. One specialty trailer was recently in an accident and, although damages to repair it were less than $4,000, the insurance company declared it a...
read more → Jul 12
“I pay all this premium year after year and don’t have claims. Why are my insurance costs not lower?” I answer this question from businesses several times a week, and it’s a valid...
read more → Jul 06
Business is never stagnant, but today moves at an ever-increasing pace. This progress, regardless of the driving force, frequently requires the insurance industry to adjust. Coverage details can change from year to year, new...
read more → Jun 23
Do you need farm liability insurance, or will your homeowners policy protect you? Farm liability insurance protects against liability resulting from farm operations, and even small farms can mean big claims. But what are “farm...
read more → Jun 14
The National Oceanic and Atmospheric Administration (NOAA) recently warned of another above-normal Atlantic hurricane season for 2022. They forecast 14 to 21 named storms,...
read more → Jun 07
Most industries experience cycles of expansion and contraction, seasons of growth and loss. The insurance industry is no different, and these cycles affect insurance costs and the coverages offered. Although it would seem that the...
read more →« Previous Page — Next Page »