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May 03
Happy young family on porch, illustrative of choosing homeowners insurance deductible.

Choosing Your Perfect Home Insurance Deductible

Get the most from your homeowners insurance policy. Choosing a deductible is an important step toward that goal. And since this decision affects your yearly premium and other out-of-pocket expenses, give it careful consideration. Choose a deductible that makes your policy work for you. What is a Home Insurance Deductible?... read more →
Apr 17
Feb 13
management liability insurance

Management Liability Insurance

“I was sued by GM,” my client said, raising her hand and waving it in a You can stop now gesture. "Management liability insurance saved us." It took a minute for the acronym to sink in. I tried to mask my surprise when I finally understood what she’d just told... read more →
Jan 31
New York City at dusk, orange horizon, blue clouds, and lighted roads and bridges.

An Open Letter to Insurance Agents: Why Insurance Matters

I never pictured myself selling insurance. On the contrary, before I began my career in this industry, I was an entrepreneur. My own business had recently matured past the awkward adolescent phase and I could finally afford something besides beans and rice for dinner. Yet, thanks to a deceased aunt,... read more →
Dec 17
Prevent Frozen Pipes and Winter Weather Damage, ice sickles hanging from gutter of home.

Prevent Frozen Pipes and Winter Weather Damage

Last winter we received many claims for frozen pipes, water damage, and vehicle collisions. Several of our clients even experienced collapsed roofs, damage to heating systems, and limbs breaking and falling onto vehicles. Prevent frozen pipes and get ready for this winter's next cold snap! Below are resources... read more →
Nov 30
Old taxi sign atop a vehicle, lighted and at night, blue letters on white.

Instant Driver Training Program for NEMT, Taxi, or Limo

New public livery clients often ask how to start a driver training program. An effective program will reduce accidents, claims, and the cost of insurance. The National Driving and Traffic School developed an online course specifically for paratransit drivers, but it is equally beneficial to taxi and limo operators. Utilize it as... read more →
Nov 01
Flood Insurance Waiting Period Insurance Moratoriums, blurry twilight view of lighted street through wet window.

Why You Can’t Get Flood Insurance When You Need It Most

Hurricane Michael has passed, but many of our clients will be dealing with its effects for a long time to come. We are happy to say that, once again, insurance jumped into difficult situations and is helping our clients rebuild and recover. Insurance pays. In the time leading up to... read more →
Oct 19
Cancellation Clause Transportation Contracts, a row of yellow taxis of all varieties, SUV and sedan, in a city with high rises in background.

Cancellation Clause | Transportation Contracts Part 3

Part 1 | Part 2| Part 3 NEMT, taxi, limo, and all other public livery companies often face the situation when negotiating a contract with a vendor – the cancellation clause. What does it mean, and should you care? Your insurance policy is between you (the transportation provider) and the... read more →
Aug 31
Jul 10
Business income insurance, a row of colorful storefronts in Cape Cod, MA.

Business Income Insurance, with Extra Expense

Business income insurance enables your company to weather an income-damaging claim. When a building or critical piece of equipment is damaged, many times the expense of lost business is even greater than the expense of repairs. Orders go unfilled, regular customers move their business elsewhere while you rebuild, and all... read more →
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