Important Covid-19 Announcement!
Apr 07
Director discussing D&O coverage at board meeting.

D&O Coverage Answers | Liability of Directors and Officers

Being a good citizen and volunteering to serve on the board of directors of even a small local nonprofit can bring personal liability. In fact, no matter whether nonprofit or for profit, small or large, private or public, directors and officers shoulder personal liability as they serve. But the... read more →
Mar 26
Roofers working on roof insurance claim repair.

Truth About Roof Insurance Claims | Bankers Insurance

Your home insurance policy may not cover the cost to replace your entire roof if damaged. Often, insurance offsets the cost of repairs but does not replace the entire covering. Roof insurance claims are common home insurance issues. Understand how your insurance policy will respond before such a situation... read more →
Mar 17
Manager discussing FMLA and ADA with staff in warehouse.

Navigating the FMLA and ADA | SESCO Webinar Series

As experts in employment law compliance, SESCO Management Consultants explores the practical application of the Americans with Disabilities Act and the Family Medical Leave Act. We give participants a fundamental understanding on how to navigate and apply these regulations compliantly within their organization. This session... read more →
Mar 11
Young woman in business clothes going to work on rainy day.

Umbrella Liability Insurance | All About Commercial Umbrella Liability

Standard liability insurance policies are not sufficient to protect your business in all situations. Many general liability, auto liability, professional liability, and similar policies are limited to $1,000,000 per occurrence *. Thus, if a claim arises that exceeds that amount, umbrella liability insurance is needed. Each client best knows... read more →
Feb 24
Feb 05
Business people working in a busy open plan office.

Preventing Social Engineering Attacks Against Your Business

Many successful cyber hacks against businesses today begin with the simplest of characters: the con artist. A popular plot idea for movies and novels in years past, the con artist is still alive and well today. But instead of fake business deals or Ponzi schemes (those still happen BTW),... read more →
Jan 27
Traffic on highway motion blur with sunrise background.

The Importance of Higher Limits on Auto Insurance

In 2019 personal auto insurance companies paid over $158,000,000,000 to protect their clients ($158 billion). That is not a misprint, and the figures represent a continued steady climb. 2019 is the most recent year on which data is currently available, and since 2015 damages due to auto accidents... read more →
Jan 22
Three businessmen at table discussing commercial crime insurance.

Commercial Crime Insurance Coverage

A local nonprofit client recently discovered that for many years an employee had skimmed money from several of their bank accounts. The embezzlement was slow, but in total the damage reached over $115,000. Employee theft or embezzlement claims can be significant, whether a one-time event or a slow drain.... read more →
Jan 05
Masked business owner due to COVID with, laptop and phone.

Ongoing COVID Communications for Businesses | SESCO Webinar Series

As businesses navigate the ongoing COVID-19 pandemic, employers are continuing to balance the various needs of both their employees and the customers/communities they serve. As crucial conversations remain a focus of owners, ensuring compliance with various regulatory requirements can at times seem an uphill battle. Join... read more →
Dec 23
Frozen copper pipe with crack and spewing water into a home.

It’s Time To Winterize Your Home

Frozen pipes are more common in homes in moderate climates than cold ones. Why? Because those of us in warmer regions are often lulled into complacency, whereas those in colder climes realize damage is imminent if they do not winterize. Each year, usually in January or February, a... read more →