Insurance Blog | Bankers Insurance

Aug 20

Young architect siting at drafting table, symbolizing a profession affected by common general liability insurance exclusions.

General Liability Insurance Exclusions, and Why You Need to Know Them

General liability insurance is a foundational coverage, but does not provide comprehensive protection. Often it is the first insurance policy a new business will put in place. Upon it several other types of liability policies are built, and it is applicable to businesses of all sizes and industries. However,... read more →

Aug 02

Plumber installing water supply line. Insurance pays.

Insurance Company Pays $1,750,000 Due to Failure of $6.99 Part

As a teenager, I was once changing a tire on my truck at a local garage. I’d jacked up the axle and was removing the lug nuts when a white-haired mechanic behind me cleared his throat. “Kid, your legs worth more than fifty cents?” I glanced at them, stretched... read more →

Aug 01

Homeowners insurance red flags, front stairs of house without railings.

Homeowners Insurance Red Flags: Which Home Features Make Agents Look Twice?

My mother gave a slight smile as she leaned heavily on my arm and stepped out our back door and started down the stairs. “Thank you,” she managed through tight lips as she gripped my wrist. In recent months her knees had bothered her and she’d been taking stairs... read more →

Jul 22

Construction company needing professional liability placing roof truss onto house under construction.

Does Your Business Need Professional Liability Insurance?

Also known as errors and omissions insurance (E&O), professional liability insurance picks up where general liability leaves off and protects against failure to perform in a professional manner. General liability is a foundational coverage, therefore it applies to many businesses. It covers liability associated with damage to things... read more →

Jul 12

Modern young man in wheelchair attending the 2019 NEMTAC Conference

Join us at the 2019 NEMTAC Conference | Bankers Insurance

Want to ensure your business provides consistent, safe medical transport? Learn from other NEMT professionals how implementation of best practices can differentiate your business, increase profitability, reduce accidents, and even increase employee retention. Join the rest of the community as hundreds of NEMT professionals from across the U.S. gather... read more →

Jul 05

Lady helping older woman out of car, symbolizing question of who is covered under an auto insurance policy.

Who is Really Covered Under Your Auto Policy?

Auto Policy Protections“Can I please tell my mother-in-law she can’t drive my vehicle because she’s not covered on my auto policy?” We receive such questions more often than you’d expect. Similar ones include, “What if I loan my car to someone else and they have an accident? Whose... read more →

Jun 19

Worker with gloves, hardhat, and eye protection to control workers compensation insurance costs works on metal working machine.

Control Your Workers’ Compensation Costs

No matter your industry, workers’ compensation premiums are a significant expense. In high-risk industries, they make drastic impacts to profitability. Controlling workers compensation costs can also bolster your business’s competitiveness. Control What You Can The most obvious means to control workers’ compensation costs is to avoid claims. The more... read more →

Jun 12

White swirling clouds over a blue ocean, view from high above, hurricane preparation 2019.

Ready for Anxiety? | Hurricane Season Preparation

Nothing signals summer like the knot that forms at the bottom of your neck every time the National Weather Service names a new storm brewing near the equator. Not to compound your worry, but if you live inland, you still aren’t safe. Recall Hurricane Michael only last year... read more →

Jun 03

Home on manicured lawn with backdrop of trees and dark blue sky, used to symbolize our homeowners insurance policy.

Decoding Your Homeowners Insurance Policy

Homeowners who read their insurance policy often come away more confused than when they began. As such, many are unaware of the coverage it provides. Yes, it covers fire damage. No, it won’t pay to repair moldy drywall due to the leaky sink that you’ve procrastinated getting fixed... read more →

May 22

Construction workers and architects at a construction site viewed from above.

Are You Up-to-Date on OSHA’s Electronic Reporting Requirements?

This past January, the Occupational Health and Safety Administration (OSHA) implemented a new final rule that removes the electronic submission requirements for Forms 300 and 301. However, this rule does not repeal all electronic reporting requirements. Your business may still be required to electronically submit the form 300A or... read more →

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