May 18

Actual Cash Value vs. Replacement Cost Explained

When it comes to insurance coverage for your property, there are two terms that you need to be familiar with: Actual Cash Value (ACV) and Replacement Cost (RC). While both of these... read more →

May 18, 2023
Business Insurance, Personal Insurance (Home, Auto)

Apr 04

HR Trends & Legal Updates | SESCO Webinar Series

Between changes in the labor market, legal updates, and human resources trends, there is a lot going on in HR! This session, presented by Jamie Hasty from SESCO Management Consultants, in association with Bankers Insurance LLC., addresses a variety of topics, including: 2023 Department of Labor proposed regulation for White... read more →

April 4, 2023
Business Insurance, Employee Benefits

Jan 18

Rest Assured With a Personal Umbrella Policy

Peace-of-mind begins with a personal umbrella policy. These policies protect personal assets from being used to pay a settlement if you or a member of your household is found liable for... read more →

January 18, 2023
Personal Insurance (Home, Auto)

Jan 10

When General Liability Isn’t Enough | Contractor Errors and Omissions Insurance

General liability insurance is a foundational coverage, but depending upon the business it may not provide adequate protection. General contractors and trade contractors are a good example. Both need contractor errors... read more →

January 10, 2023
Business Insurance

Dec 21

IRS Provides New Benefit Plan Limits for 2023

The IRS recently announced benefit plan limit changes for 2023. Many employee benefits are subject to annual dollar limits which are adjusted for inflation each year. However, due to decades-high inflation, many limits were increased more than usual for 2023. Common plans affected are health savings accounts (HSAs),... read more →

December 21, 2022
Employee Benefits

Dec 14

The Limitations of Flood Insurance | NFIP Policy Restrictions

Flood insurance is not covered by standard homeowners policies. If you’ve been a client of ours for long, you’ve no doubt heard this before but the point bears repeating. We regularly... read more →

December 14, 2022
Personal Insurance (Home, Auto)

Dec 07

Lower Cost and Increase Revenue | Control Your Experience Modification Rating (EMR)

Firms with lower EMRs run leaner, more efficiently, more competitively, and with higher profit margins. Lowering your business's workers compensation experience modification rating is not only one of... read more →

December 7, 2022
Business Insurance

Nov 28

Consider Adding Voluntary Benefits to Your Benefits Package

As healthcare costs increase, demand for a longstanding benefit offering is on the rise: voluntary benefits. Voluntary benefits are well-established, and many businesses have offered them for decades. These coverages provide great value to employees, when and where they have need, all at no cost to the business.... read more →

November 28, 2022
Employee Benefits

Nov 16

Disability Income Insurance for Self Employed Individuals

Being your own boss carries certain advantages, but a rich benefits package isn't among them. Self-employed individuals wear many hats – sales, customer service, HR, marketing, and even IT. It seems... read more →

November 16, 2022
Business Insurance, Personal Insurance (Home, Auto)

Nov 07

Cyber Insurance – Does Your Business Have Enough?

The amount of damage caused by cyber-attacks over the last two years has increased by 387% 1. The FBI’s Internet Crime Complaint Center (IC3) reported 466,501 victims of cybercrime in the U.S.... read more →

November 7, 2022
Business Insurance