Assisted Living Facility Insurance

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Insurance for Assisted Living Facilities

Available in all 50 states!

Bankers Insurance is passionate about service.  We understand assisted living facility insurance and have developed an insurance program specifically for this industry.  No matter whether your business is an active adult community, apartments or condominiums for seniors, or any other type of assisted living facility, we custom-tailor insurance solutions to fit your budget.  As an independent insurance agency, we aren’t tied to only one insurance company.  We will quote your assisted living facility insurance with many and present you with your best options.  You serve your clients with dignity and respect.  Let us do the same for you.

Questions?  Call us at (877) 606-1375 today!

We can insure

  • Active adult communities
  • Senior apartments and condominiums
  • Adult Foster Homes
  • Personal Care Homes

We Offer

  • Customized insurance packages
  • Several major assisted living facility insurance companies
  • Best prices in the industry
  • Experience, expertise, and “no excuse” customer service
  • Property
  • Business Auto
  • General liability
  • Professional liability
  • Umbrella / Excess liability
  • Workers Compensation

Assisted Living Facility Insurance

Senior living facilities provide an invaluable service by serving our communities and citizens.  Over 10,000 baby boomers turn age 65 every day.  This means assisted living facilities will see a continued increase in residency for at least the next decade.  Although good news for the industry, it also means more risk for your business.  Bankers Insurance provides custom-built insurance packages that fit your budget.  Contact Us for a no-obligation insurance review where we will explain your risk exposures in clear, understandable terms.

Insurance Packages and Enhancements

Standard and optional coverages include:

  • Automated external defibrillators
  • Emergency vacating expense
  • Employee theft
  • Property of residents
  • Utility services
  • Communicable disease extra expense
  • Theft of residents’ money and securities
  • Business income and extra expense, on Actual Loss Sustained basis.
  • Flood and earthquake
  • Funds transfer fraud
  • GreenPac®
  • Identity theft
  • Key employee replacement
  • Property off premises
  • Forgery or alteration
  • Builders risk

General Liability

  • Blanket additional insureds (as required by contract)
  • Assault
  • Property damage to property of others while in your care, custody or control
  • Temporary liquor liability

Professional Liability

  • Employees, volunteers and students-in-training included
  • Broad limits
  • Occurrence-based form

Abuse or Molestation Insurance

  • Broad limits
  • Available on either occurrence or claims-made basis
  • Innocent employee, volunteer, and student-in-training expense coverage

Umbrella Liability

Cyber Liability / Data Breach

Directors’ and Officers’ Liability

Employment Practices Liability (EPLI)

Employee Benefits Liability

  • Cars, vans, buses, or trucks
  • Hired and Non-Owned vehicle liability available
  • Additional transportation expenses
  • Garage keepers
  • Expanded audio, visual, data electronic equipment
  • Care, custody or control amendment
  • Blanket additional insureds

Assisted Living Facility Insurance Quote Request

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Quote, Assisted Living
What does your business do? Please describe all business operations.
Approximate total value of all buildings. Alternatively, list them separately.
Total value of all contents.
Leave blank if not requested.  Reference our Business Income Coverage Calculator, a simple Microsoft Excel spreadsheet, or give us a call.
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Value Added Services

From Bankers Insurance

Each of our assisted living facility insurance clients are provided access to a variety of management, human resources, and benefits services.  Most are provided at no cost.

  • Employee Manuals specific to assisted living facilities
  • Safety manuals, documented safety programs and training materials
  • Consultation on contractual liability and risk transfer
  • Workers compensation experience modification analysis and review
  • Site safety reviews
  • OSHA publications
  • OSHA training
  • Review all of Bankers’ value-added client services.

From our Insurance Companies

Our companies specialize in assisted living facility insurance and provide theses services as a benefit of being their client.  Availability varies by insurance company:

  • Thermographic infrared testing of electrical panels and incoming service
  • Building valuation.  Avoid over-insuring and the co-insurance penalties of underinsuring.  Know what your building would cost to replace before you have a claim.
  • Employee background screening
  • Discounted motor vehicle reports and pre-screening assistance
  • Assistance with developing policy and procedure manuals
  • Emergency evacuation training and other safety training
  • Fleet safety assistance
    • Defensive driving instruction
    • 15-passenger van safety
    • Vehicle emergency evacuation training
    • Driver monitoring programs

Why Bankers Insurance?

Anyone can be an order-taker.  Bankers Insurance is different.

We offer choices and expertise.  We don’t expect clients to be assisted living facility insurance experts.  Take advantage of our experience.  We can explain your options and help you determine the right coverages.

As your insurance agent, we strive to know you.   Only then can suggest the coverage that suits your specific needs.  We look for coverage gaps to help ensure complete protection.  With us, you get the benefit of: