Feb 03
Employees are quitting their jobs in favor of those with better compensation and benefits, better work/life balance, and more meaningful work. The recent pandemic brought many changes to the labor market, and many businesses are in the midst of a labor crisis. According to the U.S. Department...
read more → Jan 27
Insurance coverages offered by Uber, Lyft, DoorDash, Grubhub, or similar businesses leave coverage gaps. If driving for a fee is your side gig, whether delivering passengers or dinners, understand your risks and ensure they are covered. Uber paved the way, forcing insurance companies to deal with what they’d created....
read more → Jan 12
A vehicle used for business purposes is likely not covered on a personal auto policy. For example, a pickup truck used by an electrical contractor for operating their business is not afforded protection under a personal auto policy. Although some personal auto policies may provide limited protection, such...
read more → Dec 22
For the 30th year in a row, the mild-mannered Labrador retriever is the most popular dog in the U.S. A great choice as a pet, this breed is credited for being exceptionally affectionate and good around children as well as other dogs. But no matter what variety your pet...
read more → Dec 10
Claims happen. That is why businesses carry insurance. As much as we emphasize reducing risk to avoid claims altogether, they are a part of operating a business. However, once a claim is filed, the business still influences how it is settled. Active involvement by the business in processing...
read more → Nov 24
In-home businesses are not protected by homeowners insurance and may even reduce coverage on the home itself. But before you say, “I don’t run an in-home business,” consider whether you have a side gig. For many of us, they help cultivate creativity, maintain sanity, and even bring in...
read more → Nov 12
With the coming drop in temperature, risk to business property of all types goes up. It is tempting to overlook the risks that low temperatures pose when in fact the amount of damage they can cause is much greater for a business than a typical home. Not only are...
read more → Nov 06
In this webinar, we explore the long-anticipated Emergency Temporary Standard (ETS) issued by the Occupational Safety and Health Administration (OSHA) on November 4, 2021. This guidance requires employees of large employers (100 or more employees) either to get vaccinated or to test negative on a weekly basis. The ETS...
read more → Nov 03
Agency Positioned for Continued Growth We’d like to announce the retirement of President & CEO Marshall Fleming and, at the same time, introduce David A. Erwin as his successor. Marshall led the company for over twenty years from its inception, making David the second President & CEO of...
read more → Nov 01
King Midas never turned anything to gold, and just because you’re getting older doesn’t mean your auto insurance rates will decrease. Many similar insurance myths exist today. But the truth is lots of factors drive auto insurance costs, not just a few. Some insurance companies scrutinize more than a hundred...
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