Jun 14
The National Oceanic and Atmospheric Administration (NOAA) recently warned of another above-normal Atlantic hurricane season for 2022. They forecast 14 to 21 named storms,...
read more → Jun 07
Most industries experience cycles of expansion and contraction, seasons of growth and loss. The insurance industry is no different, and these cycles affect insurance costs and the coverages offered. Although it would seem that the...
read more → May 24
Tired of your business paying for rising healthcare costs? Wonder what next year’s cost increase will be? No matter whether a small or large company, consider a level-funded insurance plan to reduce healthcare costs...
read more → May 17
Long-term care insurance protects life savings and assets as we age. More than half of those over the age of sixty-five will need long-term care services 1, and these services are not...
read more → May 03
When purchasing or building a home on the Outer Banks of North Carolina, consider whether the property lies within an area protected by the Coastal Barrier Resources Act (CBRA). The CBRA restricts what flood...
read more → Apr 26
The Fair Labor Standards Act (FLSA) and federal wage and hour requirements continue to cause headaches for employers given the intricacies of exemptions, pay plans, and state permissible pay practices. Non-compliance exposes companies to individual and other representative actions. Wage and hour laws continue to multiply,...
read more → Apr 25
When a building or critical piece of equipment is damaged, many times the expense of lost business is even greater than the expense of repairs. Orders go unfilled, routine customers purchase elsewhere while you rebuild, and all the while additional expenses crop up that are not otherwise covered. These...
read more → Apr 22
Compliance with COBRA can cause a sense of unease within even seasoned business owners and HR professionals. This is because, though simple in concept, in practice it requires vigorous management and attention to detail. When...
read more → Apr 08
Having trouble recruiting and retaining quality employees? You aren’t alone. Unemployment is currently only 3.6%, the lowest since 1969. Businesses all over are competing for the same group of talent. They are hiring employees away from competitors and even from other industries, all the while offering pay incentives...
read more → Mar 31
Insurance should not be boxed and sold as a standardized commodity. Why? Because it protects individuals, and just as each person is unique, so is their need for insurance. As alluring as the idea of cookie cutter...
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