Apr 22
Compliance with COBRA can cause a sense of unease within even seasoned business owners and HR professionals. This is because, though simple in concept, in practice it requires vigorous management and attention to detail. When...
read more → Apr 08
Having trouble recruiting and retaining quality employees? You aren’t alone. Unemployment is currently only 3.6%, the lowest since 1969. Businesses all over are competing for the same group of talent. They are hiring employees away from competitors and even from other industries, all the while offering pay incentives...
read more → Mar 31
Insurance should not be boxed and sold as a standardized commodity. Why? Because it protects individuals, and just as each person is unique, so is their need for insurance. As alluring as the idea of cookie cutter...
read more → Mar 29
Client: Large contractor Situation: The email system of a subcontractor was hacked, but the subcontractor did...
read more → Mar 24
Recent inflation, labor shortages, supply chain disruptions, and financial market volatility present direct challenges to businesses of all types. But their effect runs much deeper than some business owners realize. These same factors are not only increasing...
read more → Mar 17
Does your business provide different levels of benefits to different groups of employees? If so, be careful the arrangement cannot be viewed as discriminatory. The Affordable Care Act, along with other federal and state regulations,...
read more → Mar 15
Certain rental car damage expenses are not covered by a personal auto policy. Which ones? More than you may think. This isn’t because personal auto insurance excludes them, but rather rental car agencies often charge expenses that go beyond its scope. For this reason, many rental car agencies...
read more → Mar 10
Insurance companies compete against each other, helping to keep pricing in check. But traditional insurance can still bring with it a frustrating lack of transparency and control over premiums, claims handling, and overall expense. Many...
read more → Feb 24
Homeowners insurance provides broad coverage for the home and its occupants. It protects the house itself, appurtenant structures serving the house, and contents. It provides personal liability as well, one of its most valuable coverages, protecting against responsibility for injuring someone or damaging the property of others, including legal...
read more → Feb 14
For many businesses, workers compensation is a substantial expense. Because insurance companies use claim history to measure risk of future claims, injuries on the job today can affect workers compensation costs in the future. However, by properly managing workers compensation claims, a business can reduce this impact by 70%...
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