Mar 10
Insurance companies compete against each other, helping to keep pricing in check. But traditional insurance can still bring with it a frustrating lack of transparency and control over premiums, claims handling, and overall expense. Many...
read more → Feb 24
Homeowners insurance provides broad coverage for the home and its occupants. It protects the house itself, appurtenant structures serving the house, and contents. It provides personal liability as well, one of its most valuable coverages, protecting against responsibility for injuring someone or damaging the property of others, including legal...
read more → Feb 14
For many businesses, workers compensation is a substantial expense. Because insurance companies use claim history to measure risk of future claims, injuries on the job today can affect workers compensation costs in the future. However, by properly managing workers compensation claims, a business can reduce this impact by 70%...
read more → Feb 03
Employees are quitting their jobs in favor of those with better compensation and benefits, better work/life balance, and more meaningful work. The recent pandemic brought many changes to the labor market, and many businesses are in the midst of a labor crisis. According to the U.S. Department...
read more → Jan 27
Insurance coverages offered by Uber, Lyft, DoorDash, Grubhub, or similar businesses leave coverage gaps. If driving for a fee is your side gig, whether delivering passengers or dinners, understand your risks and ensure they are covered. Uber paved the way, forcing insurance companies to deal with what they’d created....
read more → Jan 12
A vehicle used for business purposes is likely not covered on a personal auto policy. For example, a pickup truck used by an electrical contractor for operating their business is not afforded protection under a personal auto policy. Although some personal auto policies may provide limited protection, such...
read more → Dec 22
For the 30th year in a row, the mild-mannered Labrador retriever is the most popular dog in the U.S. A great choice as a pet, this breed is credited for being exceptionally affectionate and good around children as well as other dogs. But no matter what variety your pet...
read more → Dec 10
Claims happen. That is why businesses carry insurance. As much as we emphasize reducing risk to avoid claims altogether, they are a part of operating a business. However, once a claim is filed, the business still influences how it is settled. Active involvement by the business in processing...
read more → Nov 24
In-home businesses are not protected by homeowners insurance and may even reduce coverage on the home itself. But before you say, “I don’t run an in-home business,” consider whether you have a side gig. For many of us, they help cultivate creativity, maintain sanity, and even bring in...
read more → Nov 12
With the coming drop in temperature, risk to business property of all types goes up. It is tempting to overlook the risks that low temperatures pose when in fact the amount of damage they can cause is much greater for a business than a typical home. Not only are...
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