Sep 12
WHAT IS SUBROGATION? Subrogation is more than just a fancy insurance term - it's a right held by your insurance carrier under your policy that...
read more → Sep 11
With recently enacted regulations and proposed changes to federal wage payment laws, it is vital that Human Resource individuals understand the scope and impact these regulatory changes have on your organization. Learning Objectives Best practices to comply with the Federal Pregnancy Workers Fairness Act requirements Review recent changes to...
read more → Jun 30
Hurricanes are devastating perils that impact much more than just coastal areas, and can often cause flooding hundreds of miles inland. Since standard homeowners and business insurance policies typically don’t cover flooding associated with these storms, you...
read more → Jun 12
Are you prepared to conduct a proper investigation? Will it comply with all Federal, State, and local laws and all your policies? Will that investigation be objective and respect all party’s rights? Will it be presented in a professional manner? If done properly, an internal investigation can help get...
read more → May 18
When it comes to insurance coverage for your property, there are two terms that you need to be familiar with: Actual Cash Value (ACV) and Replacement Cost (RC). While both of these...
read more → Apr 04
Between changes in the labor market, legal updates, and human resources trends, there is a lot going on in HR! This session, presented by Jamie Hasty from SESCO Management Consultants, in association with Bankers Insurance LLC., addresses a variety of topics, including: 2023 Department of Labor proposed regulation for White...
read more → Jan 18
Peace-of-mind begins with a personal umbrella policy. These policies protect personal assets from being used to pay a settlement if you or a member of your household is found liable for...
read more → Jan 10
General liability insurance is a foundational coverage, but depending upon the business it may not provide adequate protection. General contractors and trade contractors are a good example. Both need contractor errors...
read more → Dec 21
The IRS recently announced benefit plan limit changes for 2023. Many employee benefits are subject to annual dollar limits which are adjusted for inflation each year. However, due to decades-high inflation, many limits were increased more than usual for 2023. Common plans affected are health savings accounts (HSAs),...
read more → Dec 14
Flood insurance is not covered by standard homeowners policies. If you’ve been a client of ours for long, you’ve no doubt heard this before but the point bears repeating. We regularly...
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