Jan 10
General liability insurance is a foundational coverage, but depending upon the business it may not provide adequate protection. General contractors and trade contractors are a good example. Both need contractor errors...
read more → Dec 21
The IRS recently announced benefit plan limit changes for 2023. Many employee benefits are subject to annual dollar limits which are adjusted for inflation each year. However, due to decades-high inflation, many limits were increased more than usual for 2023. Common plans affected are health savings accounts (HSAs),...
read more → Dec 14
Flood insurance is not covered by standard homeowners policies. If you’ve been a client of ours for long, you’ve no doubt heard this before but the point bears repeating. We regularly...
read more → Dec 07
Firms with lower EMRs run leaner, more efficiently, more competitively, and with higher profit margins. Lowering your business's workers compensation experience modification rating is not only one of...
read more → Nov 28
As healthcare costs increase, demand for a longstanding benefit offering is on the rise: voluntary benefits. Voluntary benefits are well-established, and many businesses have offered them for decades. These coverages provide great value to employees, when and where they have need, all at no cost to the business....
read more → Nov 16
Being your own boss carries certain advantages, but a rich benefits package isn't among them. Self-employed individuals wear many hats – sales, customer service, HR, marketing, and even IT. It seems...
read more → Nov 07
The amount of damage caused by cyber-attacks over the last two years has increased by 387% 1. The FBI’s Internet Crime Complaint Center (IC3) reported 466,501 victims of cybercrime in the U.S....
read more → Oct 28
An involuntary employee termination, in addition to being an uncomfortable duty, can present legal risks. Much needs to be accomplished within a short time. Gathering supporting documentation, finalizing payroll, retrieving company property, and terminating access to systems are only a few of the tasks needing to be done....
read more → Oct 21
On average, 13% of drivers in the U.S. do not carry auto insurance 1. In fact, depending upon the state, that figure can be closer to 30% -...
read more → Oct 12
Insurance considerations for commercial property lease agreements go well beyond the question, “Who is required to insure the building?” They encompass many aspects of occupying, maintaining, improving, and operating from a business...
read more →« Previous Page — Next Page »