Pest Control Insurance

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Pest Control Insurance

Available in all 50 states!

We want your business to thrive. Our pest control insurance program contains all the necessary coverages and is tailored to each of our clients’ individual needs. Best of all, since we are an independent insurance agency, we quote with many different insurance companies to ensure you obtain the best prices. With all our value-added tools and services, we are your partner in business.

Contact a Specialist

Mike Barnum


(757) 215-1349 | Direct
(757) 589-9493 | Cell
(800) 899-0146 | Fax
mbarnum@bankersinsurance.net

Pest Control Insurance Program

We specialize in this industry. Our pest control insurance program puts the client in control, provides thorough protection for their business, and places value in their pocket.

Rapid Response

Our commitment to you.

  • Less than 1 business day – Provide quote upon receipt of quote request.
  • Less than 1 business day – Policy delivered upon receipt of all items needed.
  • Less than 1 business day – If you ever have a claim, our claims department is here to assist. We will respond quickly to guide you through the process. We are your advocate from start to finish

Key Features *

What makes us different.

  • Most cost-competitive prices in the industry.
  • Expertise with prompt, courteous service. Each of our pest control insurance clients is assigned an agent in our office and provided their email address along with a phone number that rings right on their desk.
  • Flexible Payments: 4 pay or 8 pay plan options. Pay-as-you-go also available on limited basis.
  • Additional Insured: Automatically included. Also includes completed operations.
  • Waiver of Subrogation: Automatically included.
  • Inspection Liability: No sublimits.
  • Pollution Liability: Protects against sudden and accidental pollution or contamination.
  • Mold Coverage: Available to protect against liability associated with mold treatment.
  • Workers Compensation Experience Modification Reviews: Make sure you are not erroneously overpaying due to mod errors.
  • Value-added tools and resources to help your business operate efficiently, increase safety, avoid claims, and save money.

* Features may vary by insurance carrier.

Business Operations

A wide variety of pest control services acceptable:

  • Small businesses to multi-state operations.
  • General spraying
  • Lawn, garden, and ornamental pest control
  • Fumigation
  • Termite control
  • Wildlife and critter control
  • Agriculture, horticulture, forestry, and timber
  • Mosquito control commissions

We offer

Our pest control insurance products:

  • General Liability
  • Exterminator’s Liability
  • Pollution Liability
  • Fumigating Liability
  • Pest Inspection Damage Liability
  • Umbrella/Excess Liability
  • Commercial Auto
  • Workers Compensation
  • Property, Contents, Equipment
  • Directors & Officers Liability
  • Group Health, Group Life, and Group Disability
  • all Others

Pest Control Insurance Quote Request

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At Bankers Insurance, the client is always in control.

Never Be Under-Served. 

Ever feel like no one appreciates your business until you are needed? The pest control industry is a vital part of our economy. It supports and impacts more business sectors than most understand. On a daily basis, it defends our health by protecting against the spread of disease such as zika, lime, and dengue fever. It keeps homes from being eaten by termites and hotel guests from being irritated by bed bugs. It keeps pests out of crops, rodents out of restaurants, and flies out of our food.

So why is it so many in pest control businesses struggle to find competent insurance support? Bankers Insurance is dedicated to this industry. With years of hard experience we assembled a pest control insurance program from the best insurance carriers. We streamline, simplify, and clarify your coverages. We are passionate about service – it’s what sets us apart. Let us be your trusted insurance agent and advisor.

Coverages Available


Liability

pest control liability insurance

We recommend liability limits of at least $1,000,000 for all coverages, however it is not uncommon for contracts to require higher limits. Larger businesses have more assets to protect, therefore larger pest control insurance limits are appropriate. We are able to name additional insured’s onto your policy without issue and certificates of insurance are always fast and at no charge. Our clients can even issue their own certificates if desired through our client portal. Below are the most common liability coverages requested.

  • General Liability
  • Exterminators Liability – Care, Custody, and Control coverage
  • Pollution Liability for transportation of pesticides
  • Fumigating Liability
  • Pollution Liability for pesticide application
  • Pest Inspection Damage Liability
  • Employment Practices Liability (EPLI)
  • Directors and Officers Liability
  • Cyber/Data Breach Liability
  • Umbrella/Excess Liability
  • Employee Benefits Liability

Business Auto

pest control insurance business auto

Commercial business auto insurance is needed for vehicles driven on business use and should be a part of any pest control insurance program. This coverage pays for liability as a result of an accident, plus physical damage to your vehicle. For more details, reference commercial auto. Available coverages include:

  • Liability, including Bodily Injury and Property Damage
  • Comprehensive
  • Collision
  • Hired and Non-Owned Auto Liability
  • Hired car physical damage
  • Medical expenses
  • Uninsured/Underinsured motorists coverage
  • Income loss
  • Driver other car

Workers Compensation

pest control workers compensation insurance

Due to the hazards of working with chemicals, workers compensation insurance is a vital pest control insurance coverage. Requirements vary by state. This coverage protects the employee in the event of a work-related injury or illness. If an employee is injured while on the job, or if an illness is determined to be work-related, workers compensation insurance pays for health care bills, portions of lost wages, and disability.

Additionally, workers comp protects the business from their employee suing them for work-related injury. With few exceptions, as long as the coverage is in place, it is the only recourse for compensation available to an employee. Bankers can ensure you are covered by a qualified, highly-rated insurance company.


Other Available Insurance Coverages

pest control insurance other coverages

Our pest control insurance packages are flexible and can cover all your exposures.

  • Property: Buildings, contents, business income
  • Personal Property of Others
  • Crime and Fidelity
  • Directors and Officers Liability
  • Identity Theft
  • Cyber Liability Insurance / Data Breach
  • Mobile Equipment
  • Crisis Management
  • Employee Dishonesty
  • Group Health Insurance
  • Group Life Insurance
  • Group Disability Insurance
  • Group Long Term Care Insurance

Value-Added Tools and Resources

pest control insurance value-added tools and resources

Bankers Insurance is your business partner. We not only provide pest control insurance, but supply may additional tools and resources to help your business run efficiently and grow.

  • Contract Review
  • Complete risk surveys and reviews
  • Employee Manuals able to be tailored to your need and desires
  • Safety Manuals, Safety Training
  • OSHA compliance resources

View All

Why Bankers Insurance?

Anyone can be an order-taker.  Bankers Insurance is different.

We offer choices and expertise.  We don’t expect clients to be pest control insurance experts.  Take advantage of our experience.  We can explain your options and help you determine the right coverages.

As your insurance agent, we strive to know you.   Only then can suggest the coverage that suits your specific business.  We look for coverage gaps to help ensure complete protection.  With us, you get the benefit of: