Jul 14
Brown Buildings in Reidsville, NC is a client that delivers storage sheds, and we insure their pickup and trailers used to haul these structures. One specialty trailer was recently in an accident and, although damages to repair it were less than $4,000, the insurance company declared it a...
read more → Jul 12
“I pay all this premium year after year and don’t have claims. Why are my insurance costs not lower?” I answer this question from businesses several times a week, and it’s a valid...
read more → Jul 06
Business is never stagnant, but today moves at an ever-increasing pace. This progress, regardless of the driving force, frequently requires the insurance industry to adjust. Coverage details can change from year to year, new...
read more → Jun 23
Do you need farm liability insurance, or will your homeowners policy protect you? Farm liability insurance protects against liability resulting from farm operations, and even small farms can mean big claims. But what are “farm...
read more → Jun 14
The National Oceanic and Atmospheric Administration (NOAA) recently warned of another above-normal Atlantic hurricane season for 2022. They forecast 14 to 21 named storms,...
read more → Jun 07
Most industries experience cycles of expansion and contraction, seasons of growth and loss. The insurance industry is no different, and these cycles affect insurance costs and the coverages offered. Although it would seem that the...
read more → May 24
Tired of your business paying for rising healthcare costs? Wonder what next year’s cost increase will be? No matter whether a small or large company, consider a level-funded insurance plan to reduce healthcare costs...
read more → May 17
Long-term care insurance protects life savings and assets as we age. More than half of those over the age of sixty-five will need long-term care services 1, and these services are not...
read more → May 03
When purchasing or building a home on the Outer Banks of North Carolina, consider whether the property lies within an area protected by the Coastal Barrier Resources Act (CBRA). The CBRA restricts what flood...
read more → Apr 26
The Fair Labor Standards Act (FLSA) and federal wage and hour requirements continue to cause headaches for employers given the intricacies of exemptions, pay plans, and state permissible pay practices. Non-compliance exposes companies to individual and other representative actions. Wage and hour laws continue to multiply,...
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