Sep 19
Finding the right person and keeping the right person are related, but still very different matters. This session addresses both finding and keeping the most qualified employees of your organization. We discuss employee retention tools as well as workplace enhancements and how compensation fits into retention. Specific retention programs...
read more → Sep 16
Fallen trees and large branches are a common cause of damage to a home and the source of many claims. Wind is not the only culprit, as the weight of snow and ice also...
read more → Sep 08
Certain businesses will need to increase their contribution to employee health insurance in 2023 or face fines of up to $4,320 per year per employee. Under the Affordable care Act (ACA) certain employers must either 1) offer health coverage that is “affordable” to their full-time employees, or 2)...
read more → Sep 02
Employee theft is not covered by a standard property insurance policy. Business theft insurance protects against such risks. Theft is a common business loss and can arise from internal and external...
read more → Aug 24
When applying for home, auto, or any personal insurance coverage, insurance companies review the information submitted to determine the level of risk they may be facing. The higher the risk, the higher the pricing,...
read more → Aug 05
Businesses utilize 1099 employees often. We see it frequently with our artisan contractor clients such as carpenters, plumbers, and electricians, but most all businesses will utilize 1099 subcontractors at some time....
read more → Aug 04
The reason your business’s group health insurance rates continue to climb may not be why you think. Although coverage levels and claims history are large variables, many other factors influence pricing....
read more → Jul 21
Make no mistake, insurance companies need clients and don’t want to non-renew or cancel any of them. However they sometimes find it necessary to do so and insurance policies can...
read more → Jul 14
Brown Buildings in Reidsville, NC is a client that delivers storage sheds, and we insure their pickup and trailers used to haul these structures. One specialty trailer was recently in an accident and, although damages to repair it were less than $4,000, the insurance company declared it a...
read more → Jul 12
“I pay all this premium year after year and don’t have claims. Why are my insurance costs not lower?” I answer this question from businesses several times a week, and it’s a valid...
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