Nov 16
Being your own boss carries certain advantages, but a rich benefits package isn't among them. Self-employed individuals wear many hats – sales, customer service, HR, marketing, and even IT. It seems...
read more → Nov 07
The amount of damage caused by cyber-attacks over the last two years has increased by 387% 1. The FBI’s Internet Crime Complaint Center (IC3) reported 466,501 victims of cybercrime in the U.S....
read more → Oct 28
An involuntary employee termination, in addition to being an uncomfortable duty, can present legal risks. Much needs to be accomplished within a short time. Gathering supporting documentation, finalizing payroll, retrieving company property, and terminating access to systems are only a few of the tasks needing to be done....
read more → Oct 21
On average, 13% of drivers in the U.S. do not carry auto insurance 1. In fact, depending upon the state, that figure can be closer to 30% -...
read more → Oct 12
Insurance considerations for commercial property lease agreements go well beyond the question, “Who is required to insure the building?” They encompass many aspects of occupying, maintaining, improving, and operating from a business...
read more → Sep 22
Group health insurance requirements apply differently to applicable large employers (ALEs) than other businesses. Some businesses erroneously believe they are not an ALE only to be surprised when ALE status is levied upon them. Specifically, the Affordable Care Act imposes two requirements upon applicable large employers: shared responsibility...
read more → Sep 19
Finding the right person and keeping the right person are related, but still very different matters. This session addresses both finding and keeping the most qualified employees of your organization. We discuss employee retention tools as well as workplace enhancements and how compensation fits into retention. Specific retention programs...
read more → Sep 16
Fallen trees and large branches are a common cause of damage to a home and the source of many claims. Wind is not the only culprit, as the weight of snow and ice also...
read more → Sep 08
Certain businesses will need to increase their contribution to employee health insurance in 2023 or face fines of up to $4,320 per year per employee. Under the Affordable care Act (ACA) certain employers must either 1) offer health coverage that is “affordable” to their full-time employees, or 2)...
read more → Sep 02
Employee theft is not covered by a standard property insurance policy. Business theft insurance protects against such risks. Theft is a common business loss and can arise from internal and external...
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