Available in all 50 states.
Available in all 50 states.
Why wait until your policy renews? Call (877) 606-1375 today.
We never share your information. Unsubscribe any time.
At Bankers Insurance, the client is always in control.
With few exceptions, homeowners insurance will not protect your boat, jet ski, or liability associated with them. If you injure someone while boating, run into another vessel, or run over a swimmer, your homeowners policy may provide no coverage.
Bankers Insurance saves you money on your boat insurance while providing the protection you need. We offer the best coverage at the most reasonable prices. We offer jet ski insurance from several carriers, will shop your policy, and present the best quotes. Every boat is different. Do you need coverage for liability only? Want to include the hull and motors? Lean on us to provide answers to your toughest insurance questions.
Boat insurance and jet ski insurance is similar to insuring a car. Liability coverage is required for a policy, but you can also insure the boat itself (hull), along with motors and accessories. Boat insurance can include:
Liability coverage provided by your boat insurance policy or jet ski insurance protects you in the event you accidentally injure someone or damage property. Examples are running over swimmers or crashing into someone else’s boat, dock, or boat house. Minimum recommended coverages are at least $100,000, but $300,000, $500,000, or $1,000,000 is better.
Hull coverage on your boat insurance policy covers the boat itself. It can also include items permanently attached to it, such as engines. Ask your insurance agent. If you are in an accident, it covers the cost to repair or replace the vessel. It also protects the boat if it were to sink or be damaged in a storm.
Outboard. Inboard. Main. Backup. Linkage. Gauges. Halon fire systems. Engines and their supporting equipment can prove more costly than the hull itself! Whether your policy calls out motors as a separate line or lumps the values together under “Hull”, be sure your investment is properly covered.
Have you added an expensive fish finder or GPS system? Radar? Maybe an electric anchor windlass? Costs of accessories can add up. Be certain to include them when considering the value of your craft.
Anyone can be an order-taker. Bankers Insurance is different.
We offer choices and expertise. We don’t expect clients to be boat insurance experts. Take advantage of our experience. We can explain your options and help you determine the right coverages.
As your insurance agent, we strive to know you. Only then can suggest the coverage that suits your specific needs. We look for coverage gaps to help ensure complete protection. With us, you get the benefit of:
Each one of our clients is assigned a specific insurance agent in our office. You will have the phone number that rings on their desk. And each agent has a backup in case they are out for any reason. Though any one of our agents can help, nothing beats speaking with the person familiar with your account.
Bankers Insurance is local. Our agents live in the local community. No one enjoys talking to an 800 number or exchanging email when in urgent need of service or if a claim has arisen.
We serve our clients with dignity and provide “no excuse” customer service.
Want to pay for your boat insurance directly to the company? Monthly? By credit card? Through escrow? We can find a billing option that suits you.
Product and service are important, but with Bankers Insurance you also get low pricing. Our insurance companies compete for your business, resulting in low prices for you.
We represent “A” rated insurance carriers, verified by AM Best. Our jet ski insurance and boat insurance products are designed to meet a variety of needs. We tailor coverages to you.