Boat Insurance
Jet Ski Insurance

Personal Insurance

Boat Insurance

Available in all 50 states.

Let us help protect your waterborne exposure.  Our boat insurance program not only covers liability associated with operating watercraft (running into other boats, swimmers, divers), but also your investment (hull, motors, equipment, trailers).  As an independent insurance agent, we offer many companies that specialize in boat insurance.  We will shop your needs with several and present you with the best quotes.

Why wait until your policy renews?  Call (877) 606-1375 today.

We can insure

  • Pleasure craft
  • Motorboats
  • Sailboats
  • Yachts
  • House Boats
  • Jet ski insurance / PWC
  • Fishing boats
  • Commercial craft
  • Any waters, lakes, rivers, inland or ocean
  • All states
  • Any size or value
  • New or old watercraft

We Offer

  • Many insurance companies available
  • Quality coverage at the best prices in the industry
  • Liability, Hull, Motors, plus any attached equipment
  • Expertise with prompt, courteous service
  • Many deductible options, you choose
  • Discounts may apply

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At Bankers Insurance, the client is always in control.

Don’t let boat insurance premiums sink you.

With few exceptions, homeowners insurance will not protect your boat, jet ski, or liability associated with them.  Most policies limit protection to watercraft below twenty-five horsepower while others exclude it altogether.  If you injure someone while boating, run into another vessel, or run over a swimmer, your homeowners policy may provide no coverage.

Bankers Insurance saves you money on your boat insurance while providing the protection you need.  We offer the best coverage at the most reasonable prices.  We offer jet ski insurance from several carriers, will shop your policy, and present the best quotes.  Every boat is different.  Do you need coverage for liability only?  Want to include the hull and motors?  Lean on us to provide answers to your toughest insurance questions.

Boat insurance, jet ski insurance, and coverage for any watercraft is similar to insuring a car.  Liability coverage is required for a policy, but you can also insure physical damage to the boat itself (hull), the motors, attached equipment, accessories, and even the trailer if desired.

Boat Insurance Quote Request

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Multi-Carrier Quotes

To ensure the best fit and lowest price. We will contact you when additional questions arise.

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Full Applications for Download

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Jet Ski Insurance | PWC Insurance

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Fishing Boat Insurance | Motorboat Insurance

Boat Insurance Coverages

How To Start

  1. Find out whether your homeowners policy provides any protection for boating.  Ask your insurance agent.  The answer is usually a strong No, with exceptions being small vessels and boats with motors less than 25 HP.  However, if you fall within that class, it is valuable to know.
  2. Approximate the value of your hull.  Boats are notorious for dropping value after a few years.  No need to over-insure.
  3. Approximate the value of your motor(s).
  4. Add in the value of any other attached equipment such as fish finders, GPS systems, radar, custom canvas, etc.  For jet ski insurance, don’t forget cost of modifications you’ve performed.
  5. Give us a call or complete the quote request above to get the process started.

Why Bankers Insurance?

Anyone can be an order-taker.  Bankers Insurance is different.

We offer choices and expertise.  We don’t expect clients to be boat insurance experts.  Take advantage of our experience.  We can explain your options and help you determine the right coverages.

As your insurance agent, we strive to know you.   Only then can suggest the coverage that suits your specific needs.  We look for coverage gaps to help ensure complete protection.  With us, you get the benefit of: