Jun 30

Be Prepared This Hurricane Season

Hurricanes are devastating perils that impact much more than just coastal areas, and can often cause flooding hundreds of miles inland.

WHAT TO DO BEFORE, DURING, AND AFTER A HURRICANE

Hurricanes are devastating perils that impact much more than just coastal areas, and can often cause flooding hundreds of miles inland. Since standard homeowners and business insurance policies typically don’t cover flooding associated with these storms, you can be susceptible to potential losses. Are you prepared this hurricane season?

THE UNIQUE VALUE OF FLOOD INSURANCE

One of the best ways to ensure your home or business is properly protected from flood damage loss this hurricane season is to obtain adequate flood insurance protection. And while flood insurance can help protect you against loss to your property and contents, there are some additional proactive actions you can take to be prepared before, during, and after a storm. This hurricane season – and always – Bankers Insurance is committed to your safety, which is why we are highlighting these hurricane tips compiled by Selective to help keep you safe and minimize your flood losses.

Heavy rain from hurricane leaves neighborhood streets and surrounding area submerged in water -- reinforcing the urgency for effective hurricane preparedness.

BEFORE A HURRICANE

  • Have drinking water readily available.
  • Build or restock an emergency preparedness kit, including key items such as a flashlight, batteries, cash, and first aid supplies.
  • Plan how to communicate with family members if you lose power — even consider establishing an emergency communication plan.
  • Keep your primary vehicle in good working condition with the gas tank full, and stock it with emergency supplies including a fresh change of clothes.

DURING A HURRICANE

  • If possible, stay indoors. And if you are outside, find higher ground and steer clear of floodwaters.
  • Close storm shutters, and stay away from windows, as flying glass from broken windows could be dangerous.
  • Turn your refrigerator or freezer to the coldest setting and open only when necessary to help preserve your food supplies in the event of a power loss.
  • Turn on a TV or radio and listen for the latest weather updates or emergency instructions. Additionally, many city or county websites supply storm updates every 30 minutes.

AFTER A HURRICANE

  • Return home only when authorities indicate it is safe to do so.
  • Avoid walking or driving through flood waters. Just six inches of moving water can knock you off your feet, and twelve inches of fast-moving water can even sweep your vehicle away.
  • Avoid any flood water that may be electrically charged from underground or downed power lines, and be extra vigilant as flood water could be hiding dangerous debris and areas where the ground has washed away.

For more information, contact your Bankers Insurance agent. They will help determine your risks and advise how to cover them. Not a client of ours? Let us compete for your business! Each of our clients is assigned a personal insurance agent and provided their email address as well as a phone number that rings right on their desk.

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