Oct 12
The Anatomy of Workers Compensation Each business controls their own workers compensation cost. Too often business owners view work comp expenses as unmanageable, their sole influence being to periodically shop their insurance policy with a different insurance company. Nothing could be further from the truth. Workers compensation costs can...
read more → Sep 23
Many homeowners’ insurance policies do not protect the home after you have moved out. Insuring vacant homes should be handled thoughtfully. Most areas of the U.S. are currently enjoying a strong real estate market and leaving a home empty while it is for sale is less likely to occur....
read more → Sep 09
The most significant risks are sometimes the ones we don’t foresee, and vehicles owned by employees can represent just that. Even though the business doesn’t own these vehicles, if they are ever driven in support of the business, the business can be held liable. Courts have imposed non-owned...
read more → Aug 27
Flood damage is not covered by standard home or business insurance policies. Though certain types of water damage are included, a separate flood insurance policy is needed for flood protection. However, few clients realize how many water events are considered a flood. In fact, thirty percent of all flood...
read more → Aug 12
Business vehicle accidents that are reported properly are settled faster and have less impact on future insurance pricing. Improper reporting delays payments and increases claim costs, thereby increasing future cost of insurance. Businesses should take ownership of business auto claims and manage them like other business processes, ensuring their...
read more → Jul 21
Ever wonder which of the extra home insurance coverages you should purchase, if any? These additional coverages are often available on an a-la-carte basis and are offered because the standard policy either limits the coverage or excludes it altogether. Below we explain the most common “extra” home insurance coverages...
read more → Jul 09
“The hydraulic line burst at the worst possible time. We were in the middle of production on a large order and had three others stacked behind it. The broken line was fixable, but it had a cascading effect which is where the equipment breakdown coverage really kicked in. The...
read more → Jun 28
The National Oceanic and Atmospheric Administration (NOAA) warns of another above-normal Atlantic storm season. Disasters don't wait and neither should you. Face this hurricane season with confidence. Take action to stay safe and prevent storm damage to your home or business property. Review our time-tested readiness plan so you...
read more → Jun 22
As experts in employment law compliance, SESCO Management Consultants explains current topics relevant to our business clients and practical means to apply them. In this webinar, we will explore: The new Virginia Overtime Wage Act: This act was signed into law on March 31, 2021 and...
read more → Jun 17
Business owners, just because last year’s insurance policy is expired and paid for, another bill may still be owed for it. This is normal for auditable insurance policies which are billed weeks after a policy is over and a renewed policy is in effect. General liability and work comp...
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