Jul 05
Are you in need of coverage to protect your seafood crop against mortality? Aquaculturists are marine farmers. However, many of the benefits traditionally available to conventional farmers are not available to aquaculturists. When I speak with traditional farmers regarding crop insurance, the vast majority voice their support of the programs...
read more → Jun 21
Many homes and businesses are vacant when on the market. As a real estate professional, it is important to understand the unique risks associated with vacant property, how to mitigate them, and the use of unoccupied property insurance. Statistics show vacant buildings are at a higher risk of sustaining damage....
read more → Jun 15
Workers compensation insurance is one of the largest cost drivers for staffing agencies. It can make the difference between one agency being able to fill a position profitably, and another losing money on the same deal. Fortunately, many proven strategies exist to control workers compensation costs. In this letter, we...
read more → Jun 12
Part 1 | Part 2| Part 3 Waivers of subrogation stir many questions among our non-emergency medical transportation clients. Can we provide them? What are they? These questions usually arise when our clients enter into a transportation contract. Such contracts often require specific levels of insurance coverage be maintained, additional...
read more → Jun 09
Certain contracts to provide non-emergency medical transportation services may require changes to your insurance policies. These commonly come from transportation managers such as Logisticare, MTM, or Southeastrans. They also may be required from businesses for which you transport, such as doctor’s offices, hospitals, retirement homes, or similar. After entering into...
read more → Jun 08
OSHA recently announced they will not be ready to accept required electronic submissions of injury/illness by July 1, 2017 and will therefore extend their original deadline. Electronic Reporting Requirement In case you missed it, a new rule took effect January 1, 2017 which requires certain employers to submit injury and...
read more → May 01
McCaleb-Metzler, the Eastern Shore branch of Bankers Insurance, is moving. We've enjoyed serving the Eastern Shore of Virginia since 1947 at our current location, but are expanding. We are excited to move into a more convenient spot only a few miles away in Exmore, VA. Join us for a ribbon...
read more → Apr 07
We routinely receive questions from our seafood clients regarding workers compensation. This coverage can be a bit confusing when applied to employees that work on the water. Below are some of the most common questions along with answers we hope you will find enlightening. Please don't hesitate to contact us or your...
read more → Mar 31
A flood zone determination can be a major selling point for a property. And with all the recent changes to flood maps and flood insurance, we are receiving many calls from real estate professionals requesting flood zone determinations. As always, we are happy to research a property's flood zone for...
read more → Mar 24
Effective return to work programs lower your overall business expenses. They accomplish this by reducing long-term impact on workers' compensation premiums. The longer an employee is out of work, the higher their medical expenses and lost wages, and the less likely they are to return at all. Return to work...
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