Feb 24
This is why you have insurance, to step in and help when the unfortunate occurs. As a client of Bankers Insurance, we have your back and are here to serve. As your independent insurance agent, we are your advocate. We are not employees of any insurance company, so...
read more → Jan 24
Rental Property Insurance Many realtors manage rental properties for their clients. These homes may be leased long-term or rented weekly, monthly, or seasonally. Specialized rental property insurance coverage is available for each of these situations. The Homeowners Error A standard homeowners policy is often not the...
read more → Dec 14
Effective December 1st, 2016, OSHA put a new rule into effect regarding Post-Accident Drug Testing (PADT). Their new "Anti-Retaliation" provisions (29 CFR 1904.35(b)(1)(iv)) may affect your business. The provision has been challenged in court and delayed multiple times, but is now in effect. Below are links to OSHA's rule and...
read more → Dec 09
Establishing a driver hiring program focused on hiring quality, safe drivers is one of the best practices necessary for a profitable transportation business. An at-fault accident can increase your insurance rates for years to come, even if you dismiss the responsible driver. Protect your business. Establish a formal driver hiring...
read more → Nov 23
Your subcontract workers may be considered employees under workers’ compensation law. Our clients often ask questions regarding how subcontractors affect their insurance. One frequent concern is whether the subs increase premiums on their workers’ compensation policy. Under workers’ compensation law, an employee can include part-time workers, seasonal, temporary,...
read more → Nov 02
With fluctuating home values, are your homeowners insurance policy limits enough to cover the cost of rebuilding your home? Review Your Policy Limits An insurance policy is meant to rebuild your home. That cost may be higher than the price you paid. It could also be higher than its current market value. Protect your...
read more → Aug 26
It’s time. Install a dash cam. When dash cams were first introduced, like many new technologies they had issues. They could be expensive, large, difficult to install, clunky, and produce grainy footage. But the devices have grown through their awkward adolescent years and are now ready to take their seat...
read more → Jul 21
If your business’s subcontracted driver is responsible for an accident, your business will be named in the lawsuit as well. The reason is simple: the driver was operating on your behalf, so liability is shared. Every business model has pros and cons, so before hiring subcontract drivers, be sure to understand how they will...
read more → May 26
Part 1 | Part 2 | Part 3 Commonly referred to as P&I, Protection and Indemnity insurance can be loosely compared to auto insurance, but for a boat. P&I generally includes coverage for: Liability (reference Part 1 above) Hull / Motors / Equipment (You Are Here) Crew, also known as...
read more → Mar 23
Business auto insurance policies cover liability associated with vehicles listed on the policy. However, a business often has liability for other vehicles as well, such as those which are borrowed, rented, or employee-owned. For each of the following examples, would a business auto policy provide protection, considering the vehicles are...
read more →« Previous Page — Next Page »
