Aug 12
Many staffing firms utilize professional employer organizations (PEOs) as a workers' compensation solution. Staffing agencies face unique challenges when it comes to workers' comp. The insurance market for such coverage is small and specialized. Find out whether a PEO could be a profitable solution for your business. What is...
read more → Jul 20
Part 1 | Part 2 | Part 3 Commonly referred to as P&I, Protection and Indemnity insurance can best be compared to commercial auto insurance, but for a boat. P&I generally includes coverage for: Liability, Hull / Motors / Equipment, and Crew Liability Liability coverage under a P&I policy...
read more → Jun 17
In previous posts, we've discussed means to minimize the possibility of incidents that lead to claims. However, claims happen. That's why you have insurance. When they occur, how a claim is handled makes are large difference as to how it impacts your business and your insurance costs. Be Proactive...
read more → Apr 28
What happens if someone runs into my equipment? We receive this question often from our seafood clients, especially oyster growers. Every claim is different, but let’s assume a recreational boater ran into an oyster grower’s cages, damaging their watercraft and injuring one of the boaters. If the cages were properly marked per...
read more → Apr 13
Eighty percent of American drivers believe hands-free devices are safer than handheld. That is not the case. More than thirty studies show hands-free devices are no better since the brain remains distracted by the conversation. When talking on a phone, drivers can miss seeing up to half of what's around...
read more → Mar 27
Applicable to ALL Staffing Agencies Every staffing agency should consider their need for professional liability insurance. It is no longer only for agencies staffing lawyers, nurses, accountants, or architects, but for all. And today most general liability policies issued to staffing agencies exclude professional liability. Case of the Forklift...
read more → Mar 16
Flooding is the number one natural disaster in the United States, according to the Federal Emergency Management Agency. It impacts more homeowners and businesses than any other weather-related event. Heavy rain is often considered the primary cause, but it can occur just as easily from storm surge, snow melt,...
read more → Mar 09
Purchasing a home takes time. A thorough home inspection is critical and integral to the process. Remember, the home inspector is on your side. They’re independent from the transaction and thus provide an invaluable perspective not otherwise available. According to a survey from the National Association of Realtors, more...
read more → Feb 25
Part 1 | Part 2 | Part 3 A Primer Many of our clients in various seafood businesses are curious, confused, and/or concerned about the Jones Act and how it affects insurance. In as brief a fashion as possible, let's lay a foundation: Jones Act is a federal act, as opposed...
read more → Feb 03
Most staffing agencies' insurance policies do not cover liability associated with job duties of their temps/employees. One of the most misunderstood policies a staffing agency has is also one of the most critical - general liability. When an insurance company discovers they are quoting insurance for a staffing...
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