Oct 25
As the holiday season approaches, many questions arise from both employers and employees regarding holiday pay and other employee benefits. The following commentary and SESCO advice should help prevent misunderstandings and possible liability. This feature addresses: Are holidays required to be provided? Is holiday pay required to be provided by...
read more → Oct 04
Contractors Helping with Hurricane Relief | Out of State Workers Compensation Contractors are responding to help repair and rebuild the recent hurricane damage in Texas, Florida, Georgia, and South Carolina. Several of our own clients are involved and we applaud your efforts. If you are considering doing the same, please...
read more → Sep 19
Business owners waste millions of dollars in workers compensation premiums each year. But the solution is simple and inexpensive. Numbers don’t lie, and an effective Return to Work (RTW) program is a proven means to significantly reduce work comp costs. Let me share a few tips I’ve learned while helping...
read more → Sep 06
From June through November, hurricanes are at their peak. During hurricanes, heavy rains and winds can severely damage or destroy homes and businesses. In the interest of hurricane preparedness and to help you plan and remain safe during these damaging storms, below are a few reminders,...
read more → Jul 10
Bankers Insurance recommends each one of our clients consider a personal umbrella liability insurance policy. It is one of the least expensive and most broad coverages available, protecting against exposures left by other policies. The Risk Today the average citizen faces liability from many directions. Even if we maintain our...
read more → Jul 05
Are you in need of coverage to protect your seafood crop against mortality? Aquaculturists are marine farmers. However, many of the benefits traditionally available to conventional farmers are not available to aquaculturists. When I speak with traditional farmers regarding crop insurance, the vast majority voice their support of the programs...
read more → Jun 21
Many homes and businesses are vacant when on the market. As a real estate professional, it is important to understand the unique risks associated with vacant property, how to mitigate them, and the use of unoccupied property insurance. Statistics show vacant buildings are at a higher risk of sustaining damage....
read more → Jun 15
Workers compensation insurance is one of the largest cost drivers for staffing agencies. It can make the difference between one agency being able to fill a position profitably, and another losing money on the same deal. Fortunately, many proven strategies exist to control workers compensation costs. In this letter, we...
read more → Jun 12
Part 1 | Part 2| Part 3 Waivers of subrogation stir many questions among our non-emergency medical transportation clients. Can we provide them? What are they? These questions usually arise when our clients enter into a transportation contract. Such contracts often require specific levels of insurance coverage be maintained, additional...
read more → Jun 09
Certain contracts to provide non-emergency medical transportation services may require changes to your insurance policies. These commonly come from transportation managers such as Logisticare, MTM, or Southeastrans. They also may be required from businesses for which you transport, such as doctor’s offices, hospitals, retirement homes, or similar. After entering into...
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