Sep 12

Workers’ Compensation

Those two words can bring more confusion to business owners than "healthcare reform." Workers' compensation insurance rates can make the difference between your bottom line being red or black. But there is nothing to fear. Let's review a couple workers' compensation basics: It provides broad coverage, protecting the employee and the... read more →

Aug 27

Avoiding a Collision

Safe driving should be the first priority of all drivers. Common sense and remembering the basics helps prevent collisions, injuries, and save time and money. Safe driving habits directly affect your insurance costs. As a non emergency medical transportation / paratransit business, that goes double. Even more, it's simply the... read more →

Aug 14

Eastern Shore of Virginia Flood Insurance

A Storm is Brewing! Hurricane season is here. Have you had problems obtaining flood insurance? Have quotes been higher than expected? Much has changed recently. Below are a few tips to keep in mind: If you are purchasing a new home and the current owner has a... read more →

Aug 04

Accident Reporting for Businesses

Timely Reporting of an Accident is Key How quickly an accident is reported can greatly impact the investigation of a claim. Delays in gathering information are detrimental. As time passes, an involved party's version of events may change, witnesses may forget details, and the overall cost of a claim can be... read more →

Jul 31

Hurricane Deductibles

It's only the end of July and we've already had our first hurricane scare, plus a tornado. Weather patterns are changing. Most homeowners insurance policies have a separate (higher) deductible for hurricanes or wind. Here are a few pointers to keep in mind: The best option is to have no separate... read more →