May 22
This past January, the Occupational Health and Safety Administration (OSHA) implemented a new final rule that removes the electronic submission requirements for Forms 300 and 301. However, this rule does not repeal all electronic reporting requirements. Your business may still be required to electronically submit the form 300A or...
read more → May 03
Get the most from your homeowners insurance policy. Choosing a deductible is an important step toward that goal. And since this decision affects your yearly premium and other out-of-pocket expenses, give it careful consideration. Choose a deductible that makes your policy work for you. What is a Home Insurance Deductible?...
read more → Apr 17
Recently a concerning trend has emerged among businesses, particularly in small enterprise. Certain companies are opting to go without workers’ compensation. Not only is this troubling due to legal requirements to carry the coverage, but also for the fact that workers are entitled to the benefits, whether coverage is provided...
read more → Feb 13
“I was sued by GM,” my client said, raising her hand and waving it in a You can stop now gesture. "Management liability insurance saved us." It took a minute for the acronym to sink in. I tried to mask my surprise when I finally understood what she’d just told...
read more → Jan 31
I never pictured myself selling insurance. On the contrary, before I began my career in this industry, I was an entrepreneur. My own business had recently matured past the awkward adolescent phase and I could finally afford something besides beans and rice for dinner. Yet, thanks to a deceased aunt,...
read more → Dec 17
Last winter we received many claims for frozen pipes, water damage, and vehicle collisions. Several of our clients even experienced collapsed roofs, damage to heating systems, and limbs breaking and falling onto vehicles. Prevent frozen pipes and get ready for this winter's next cold snap! Below are resources...
read more → Nov 30
New public livery clients often ask how to start a driver training program. An effective program will reduce accidents, claims, and the cost of insurance. The National Driving and Traffic School developed an online course specifically for paratransit drivers, but it is equally beneficial to taxi and limo operators. Utilize it as...
read more → Nov 01
Hurricane Michael has passed, but many of our clients will be dealing with its effects for a long time to come. We are happy to say that, once again, insurance jumped into difficult situations and is helping our clients rebuild and recover. Insurance pays. In the time leading up to...
read more → Oct 19
Part 1 | Part 2| Part 3 NEMT, taxi, limo, and all other public livery companies often face the situation when negotiating a contract with a vendor – the cancellation clause. What does it mean, and should you care? Your insurance policy is between you (the transportation provider) and the...
read more → Aug 31
Are you or a member of your household considering becoming a driver for Uber or Lyft? Driving for ride-hailing services is flexible, efficient, and can prove lucrative. But before you do, understand the risks. Ride-hail drivers transport the public for a fee, and therefore in the eyes of our...
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