Sep 04
“I don’t feel like keeping it anymore,” explained my mother, standing on the steps outside my back door as she pushed a polished wooden case into my arms. She turned and started back to her car. “It’s been sitting in our closet and I haven’t used it for years....
read more → Aug 20
General liability insurance is a foundational coverage, but does not provide comprehensive protection. Often it is the first insurance policy a new business will put in place. Upon it several other types of liability policies are built, and it is applicable to businesses of all sizes and industries. However,...
read more → Aug 02
As a teenager, I was once changing a tire on my truck at a local garage. I’d jacked up the axle and was removing the lug nuts when a white-haired mechanic behind me cleared his throat. “Kid, your legs worth more than fifty cents?” I glanced at them, stretched...
read more → Aug 01
My mother gave a slight smile as she leaned heavily on my arm and stepped out our back door and started down the stairs. “Thank you,” she managed through tight lips as she gripped my wrist. In recent months her knees had bothered her and she’d been taking stairs...
read more → Jul 22
Also known as errors and omissions insurance (E&O), professional liability insurance picks up where general liability leaves off and protects against failure to perform in a professional manner. General liability is a foundational coverage, therefore it applies to many businesses. It covers liability associated with damage to things...
read more → Jul 12
Want to ensure your business provides consistent, safe medical transport? Learn from other NEMT professionals how implementation of best practices can differentiate your business, increase profitability, reduce accidents, and even increase employee retention. Join the rest of the community as hundreds of NEMT professionals from across the U.S. gather...
read more → Jul 05
Auto Policy Protections“Can I please tell my mother-in-law she can’t drive my vehicle because she’s not covered on my auto policy?” We receive such questions more often than you’d expect. Similar ones include, “What if I loan my car to someone else and they have an accident? Whose...
read more → Jun 19
No matter your industry, workers’ compensation premiums are a significant expense. In high-risk industries, they make drastic impacts to profitability. Controlling workers compensation costs can also bolster your business’s competitiveness. Control What You Can The most obvious means to control workers’ compensation costs is to avoid claims. The more...
read more → Jun 12
Nothing signals summer like the knot that forms at the bottom of your neck every time the National Weather Service names a new storm brewing near the equator. Not to compound your worry, but if you live inland, you still aren’t safe. Recall Hurricane Michael only last year...
read more → Jun 03
Homeowners who read their insurance policy often come away more confused than when they began. As such, many are unaware of the coverage it provides. Yes, it covers fire damage. No, it won’t pay to repair moldy drywall due to the leaky sink that you’ve procrastinated getting fixed...
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