Our Elizabeth City, NC Insurance Agency Office

Address and Hours

Areas Served

Our Elizabeth City, NC Insurance Agency office is located on the northeastern corner of North Carolina, along the Pasquotank River and Intracoastal Waterway.  We service the areas of Elizabeth City, Camden, Moyock, Herford, Edenton, Knotts Island, Winfall, Belvidere, Gates, Sunbury, South Mills, Grandby, Barco, Jarvisburg, Poplar Branch, which are part ofCamden, Chowan, Currituck, Gates, Herford, Pasquotank and Perquimans Counties.

Insurance Products

The Elizabeth City Branch serves as a general insurance agency and provides all forms of personal and business insurance.

Personal Insurance

• Homeowners
• Wind
• Flood
• Auto
• Boat
• Life and Health

Business Insurance

• Property (buildings, contents, equipment, etc.)
• General Liability
• Business Auto/Truck
• Workers Compensation
• Umbrella Liability
• All others.

Insurance Specialties

Due to our location and proximity to the Outer Banks, we have a special team of associates that handles exposures that are specific to the area.  This makes coastal properties a specialty of ours.  We write auto, homeowners, wind, flood, excess wind, flood, and general liability, whether the property is your primary, secondary, or a seasonal rental home.  We offer coverages for inland properties as well.

We also specialize in business insurance services.  We tailor coverage to everything from condo and homeowners associations to contractors, workers comp, retail, restaurants, auto services, florists, salons and boutiques.

Client Insurance Challenges

Personal Insurance

As you may guess, coastal property is at the top of the list.  Thankfully, we have been in the market for quite some time and have several different carriers to choose from to insure you are getting the right rate and coverage for your property.  We work hard at maintaining a strong relationship with our carriers so that we are up to date and even sometimes ahead of market changes, to help you make the most informed decision, should change be needed.

Business Insurance

Coastal exposure, and therefore wind deductibles, again tops the list of insurance challenges for businesses.  We have admitted carriers that will write coastal property, but underwriting guidelines are tightening and some carriers refuse to write wind altogether.  Fortunately, we have the ability to quote coverage with the wind pool and if necessary we even have a few non-admitted carriers that can help cover the risk.

Why Choose the Elizabeth City Branch of Bankers Insurance?

Our office has a staff of 14 highly trained professional insurance agents, with over a hundred plus years of experience in the insurance industry.  We are active in our community, are members of the Chamber of Commerce and Home Builders Associations, allowing us to provide reduced insurance premiums to other members.  most importantly, we care about our clients.  We are polite, professional, dedicated, hardworking, trustworthy and reliable.  We know the challenges associated with insurance and we will work hard to make the process easy for you.  We have unique insight in coastal property and secondary/rental property coverage and we can help you navigate through the process seamlessly.  We have an abundance of resources, both internally and externally, to help our clients with all of their insurance needs.