Our Elizabeth City, NC insurance agency office is located in the northeastern corner of North Carolina, along the Pasquotank River and Intracoastal Waterway. We service the areas of Elizabeth City, Camden, Moyock, Herford, Edenton, Knotts Island, Winfall, Belvidere, Gates, Sunbury, South Mills, Grandby, Barco, Jarvisburg, Poplar Branch, which are part of Camden, Chowan, Currituck, Gates, Herford, Pasquotank, and Perquimans counties.
The Elizabeth City Branch serves as a general insurance agency and provides all forms of personal and business insurance.
- Property (buildings, contents, equipment, etc.)
- General Liability
- Business Auto/Truck
- Workers Compensation
- Umbrella Liability
- All others
Due to our Elizabeth City, NC insurance agency’s proximity to the Outer Banks, we have a special team of associates that handles exposures that are specific to this area. We specialize in coastal properties. We provide auto, homeowners, primary wind, excess wind, flood, and liability, whether the property is your primary residence, a secondary residence, or a seasonal rental home. And of course we offer coverages for all inland properties as well.
Our Elizabeth City, NC insurance agency office also specializes in business insurance services. We tailor coverage to each of our clients, whether they be a condo or homeowners association, a contractor, retailer, restaurant, auto service, florist, salon, or boutique. We serve manufacturers, light industry, heavy industry, and wholesalers. We particularly specialize in workers compensation.
Client Insurance Challenges
As you may guess, coastal property is at the top of our list. Thankfully, our presence in this area is longstanding and we hold contracts with many insurance carriers, ensuring you get quality coverage at competitive rates. We work hard to remain ahead of market changes to help you make informed insurance decisions.
Coastal exposure and wind deductibles top the list of insurance challenges for businesses in our area. Our Elizabeth City, NC insurance agency office is contracted with admitted carriers that specialize in coastal property, however underwriting guidelines are tightening and some carriers refuse to insure wind coverage altogether. If necessary, we quote coverage with the North Carolina wind pool and non-admitted carriers – whatever it takes to serve our clients.
Why Choose our Elizabeth City, NC insurance agency office?
Our staff consists of fourteen trained insurance agents possessing over a hundred years of combined experience. We serve our community as members of the Chamber of Commerce and Home Builders Associations, providing reduced insurance premiums to other members. Most importantly, we care. We are polite, professional, dedicated, hardworking, trustworthy, and reliable. We know the challenges associated with insurance and will work diligently to smooth the process for you. We hold a unique insight to coastal property and secondary or rental property coverages, and can help navigate the process seamlessly. Our resources help our clients with all insurance needs.
Elizabeth City, North Carolina and Surrounding Areas
Elizabeth City, North Carolina was named one of the “100 Best Small Towns in America.” We are called the Harbor of Hospitality. We present the charm of a small town through our historic buildings, shops, and restaurants. We are conveniently situated an hour from both Hampton Roads and the Outer Banks of North Carolina.
Local Economy Drivers
- US Coast Guard
The US Coast Guard is our largest employer. Elizabeth City State University, Mid-Atlantic Christian University, and the College of Albemarle also call our city home. Fishing, farming, and lumber are a large part of our local economy.
We are lucky to enjoy many seasonal events. From the Moth Boat Regatta in February, the North Carolina Potato Festival in May, the Juneteenth Celebration, and the Christmas fair, there is always something to see or do!