Our Elizabeth City, NC Insurance Agency Office

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Address and Hours

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Areas Served

Our Elizabeth City, NC insurance agency office is located in the northeastern corner of North Carolina, along the Pasquotank River and Intracoastal Waterway.  We service the areas of Elizabeth City, Camden, Moyock, Herford, Edenton, Knotts Island, Winfall, Belvidere, Gates, Sunbury, South Mills, Grandby, Barco, Jarvisburg, Poplar Branch, which are part of Camden, Chowan, Currituck, Gates, Herford, Pasquotank, and Perquimans counties.

Insurance Products

The Elizabeth City Branch serves as a general insurance agency and provides all forms of personal and business insurance.

Personal Insurance

• Homeowners
• Wind
• Flood
• Auto
• Boat
• Life and Health

Business Insurance

• Property (buildings, contents, equipment, etc.)
• General Liability
• Business Auto/Truck
• Workers Compensation
• Umbrella Liability
• All others

Insurance Specialties

Due to our Elizabeth City, NC insurance agency’s proximity to the Outer Banks, we have a special team of associates that handles exposures that are specific to this area.  We specialize in coastal properties.  We provide auto, homeowners, primary wind, excess wind, flood, and liability, whether the property is your primary residence, a secondary residence, or a seasonal rental home.  And of course we offer coverages for all inland properties as well.

Our Elizabeth City, NC insurance agency office also specializes in business insurance services.  We tailor coverage to each of our clients, whether they be a condo or homeowners association, a contractor, retailer, restaurant, auto service, florist, salon, or boutique. We serve manufacturers, light industry, heavy industry, and wholesalers. We particularly specialize in workers compensation.

Client Insurance Challenges

Personal Insurance

As you may guess, coastal property is at the top of our list. Thankfully, our presence in this area is longstanding and we hold contracts with many insurance carriers, ensuring you get quality coverage at competitive rates. We work hard to remain ahead of market changes to help you make informed insurance decisions.

Business Insurance

Coastal exposure and wind deductibles top the list of insurance challenges for businesses in our area. Our Elizabeth City, NC insurance agency office is contracted with admitted carriers that specialize in coastal property, however underwriting guidelines are tightening and some carriers refuse to insure wind coverage altogether.  If necessary, we quote coverage with the North Carolina wind pool and non-admitted carriers – whatever it takes to serve our clients.

Why Choose our Elizabeth City, NC insurance agency office?

Our staff consists of fourteen trained insurance agents possessing over a hundred years of combined experience. We serve our community as members of the Chamber of Commerce and Home Builders Associations, providing reduced insurance premiums to other members. Most importantly, we care. We are polite, professional, dedicated, hardworking, trustworthy, and reliable. We know the challenges associated with insurance and will work diligently to smooth the process for you. We hold a unique insight to coastal property and secondary or rental property coverages, and can help navigate the process seamlessly. Our resources help our clients with all insurance needs.