Your subcontract workers may be considered employees under workers’ compensation law. Our clients often ask questions regarding how subcontractors affect their insurance. One frequent concern is whether the...
read more → With fluctuating home values, are your homeowners insurance policy limits enough to cover the cost of rebuilding your home? Review Your Policy Limits An insurance policy is meant to rebuild your home. ...
read more → It’s time. Install a dash cam. When dash cams were first introduced, like many new technologies they had issues. They could be expensive, large, difficult to install, clunky, and produce...
read more → If your business’s subcontracted driver is responsible for an accident, your business will be named in the lawsuit as well. The reason is simple: the driver was operating on your...
read more → Part 1 | Part 2 | Part 3 Commonly referred to as P&I, Protection and Indemnity insurance can be loosely compared to auto insurance, but for a boat. P&I generally...
read more → Business auto insurance policies cover liability associated with vehicles listed on the policy. However, a business often has liability for other vehicles as well, such as those which are borrowed,...
read more → Next to payroll, workers compensation is one of the largest expenses for a staffing agency. Job-related injuries drive up the cost of coverage. We have seen staffing agencies paying two...
read more → Many concerned seafood growers and dealers become alarmed regarding a virus and/or bacteria exclusion on their general liability insurance policy. Depending upon its wording, their protection for foodborne illness may...
read more → Hiring quality, safe drivers is one of the best practices necessary for a profitable transportation business. Your business should have standards for acceptable MVRs. Remember that an accident can affect your insurance...
read more → Many staffing firms utilize professional employer organizations (PEOs) as a workers' compensation solution. Staffing agencies face unique challenges when it comes to workers' comp. The insurance market for such...
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