Non Emergency Medical Transportation

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Non Emergency Medical Transportation Insurance

Available in all 50 states!

Why wait until your policy renews?  Call 888-436-4584 today.

We Offer

  • The best prices in the industry
  • Compliance with transportation manager/dispatcher insurance requirements
  • Expertise with prompt, courteous service
  • Many insurance companies available in all fifty states
  • Single policies or packages with general liability

We can insure

  • Commercial Auto
  • General Liability
  • Professional Liability
  • Abuse and Molestation Coverage
  • Workers Compensation
  • Property
  • Directors & Officers Liability
  • all Others

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At Bankers Insurance, the client is always in control.

Protect your investment.  Save money.

Bankers Insurance provides non emergency medical transportation insurance, paratransit insurance, and ambulette insurance.  These businesses are specialized, door-to-door transportation providers for people with disabilities, are older, economically challenged, or not able to ride fixed-route public transportation. The transportation is based on pre-scheduled appointments and the paratransit service is usually compensated by medical insurance plans such as Medicare or Medicaid.

The information on this page specifically pertains to our non emergency medical transportation insurance program, but we can separately insure businesses that provide emergency or event ambulance service, limousines, shuttles, taxis or transportation of the general public.

Each state levies their own requirements for non emergency medical transportation insurance.  Further, transportation managers or dispatchers such as Logisticare, MTM, or Southeastrans require their own minimum levels of paratransit insurance.  It is common for a transportation manager to require they be added to the transportation provider’s policy as an additional insured.  This simply means that, should the NEMT provider be responsible for an accident, their policy protects the transportation manager as well.

However, do not mistake the state’s or transportation manager’s insurance requirements as thorough protection.  Protect your investment.  Explain to us all your business operations so we can ensure you are properly covered.

Non Emergency Medical Transportation Insurance Quote Request

To begin the quote process ALL applicants must complete this brief form.  One of our NEMT insurance agents will contact you.

  Your information is secure.  We only use it to obtain quotes and never share.
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Directions:  Complete form in full.  All fields are required.  Input “N/A” for any field not applicable.

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If in business less than three years, state any relevant previous background experience of owners/managers.
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Current Business Insurance Information

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Total number of all claims for last three years.
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Coverages to Consider


We are often asked how much non-emergency medical transportation insurance costs.  In an attempt to answer basic pricing questions, examples are below.  However, pricing varies since each business is different.  Firm pricing depends upon your claims history, experience in the industry, driver records, geographic area serviced, and many other factors.

Examples are per vehicle, per year, for $1,000,000 liability limits.  These are beginning premiums and are adjusted upwards based upon the above factors.  For example, prices can double for poor driving records.

  • Rural:  $3,500
  • Suburban:  $4,500
  • Urban:  $5,500
  • Large cities such as northern VA and DC, NY City, etc.:  $7,500

Why Bankers Insurance?

Anyone can be an order-taker.  Bankers Insurance is different.

We offer choices and expertise.  We don’t expect clients to be non emergency medical transportation insurance experts.  Take advantage of our experience.  We can explain your options and help you determine the right coverages.

As your insurance agent, we strive to know you.   Only then can suggest the coverage that suits your specific home.  We look for coverage gaps to help ensure complete protection.  With us, you get the benefit of: