Oct 12
A client recently asked regarding business contents insurance cost projections for a new venture. “I’m considering opening a home improvement box store. It will be like a Home Depot but pick-up only. It will require special gear, so I’m looking for how to best insure the equipment, inventory, and...
read more → Sep 24
Two months ago, my wife walked out of the grocery store to discover the corner of her bumper caved in and gouged. She glanced about, thinking she’d mistakenly walked to the wrong vehicle, only to be disappointed she hadn’t. She searched for a note from the offending driver but...
read more → Sep 18
October is Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists to reduce distractions when they’re behind the wheel. More than 700 people are injured each day as a result of distracted driving crashes. Review these...
read more → Sep 11
Ever attempt a project that at first seemed simple and innocent, only to discover after committing to it that it required significantly more time or skill than anticipated? One may experience the same feeling when reading a business auto insurance policy. Yet when properly broken down, these policies are...
read more → Sep 02
Bankers Insurance retained its best practices agency status for the second year in a row, once again earning membership to an elite group of independent insurance agencies. Less than 5% of all agencies in the United States qualify for this honor. Best practices agency status comes through an annual survey...
read more → Sep 01
Many businesses recently received a rebate from their health insurance company. Did yours? If it was a medical loss ratio rebate, do not spend it elsewhere until you understand your legal obligations on how to distribute that money, or whether it needs to be distributed at all. The answers...
read more → Aug 14
Coverage with Confidence A foreign country recently held a friend of mine captive and blocked his return because he did not have rental car insurance. My friend had traveled to the United Arab Emirates on business and rented a vehicle. While there, another car hit him, the entire...
read more → Aug 10
Resources Webinar Slides (MS PowerPoint) COVID-19 Hazard Assessment Certificate Instructions (MS Word) Infectious Disease (COVID-19) Preparedness and Response Plan Template (MS Word) Notice of Workplace Exposure to a Communicable Disease (MS Word) VA DOLI ETS website with templates and other information About Since July 27,...
read more → Aug 07
Businesses today are more likely to face an EPLI insurance claim than general liability! Washington Resorts was recently forced to pay $570,000 to settle an Equal Employment Opportunity Commission (EEOC) sexual...
read more → Jul 31
If you own a second home, whether you split time according to the seasons or simply maintain it for vacation purposes, you’d be right to protect it with the same coverage as regular homeowners insurance. However, a standard homeowners insurance policy will only extend liability coverage to this other...
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